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Specialty Personal Insurance
Niche Specialty Personal Lines products consisting of Manufactured Housing, HO-10 Homeowner, Dwelling Fire, Vacant Dwelling, Motor Home, Travel Trailer, Watercraft, Motorcycle, Snowmobile and Collector Auto.
Standard & Preferred Personal Insurance
Standard and Preferred Personal Lines products consisting of Package, Automobile, Homeowners, Recreational Vehicle, Motorcycle, Watercraft and Umbrella.
Commercial Insurance BOP Programs
Niche BOP products that offer unique coverages for the Artisan Contractor, Food Service, Tavern, Convenience Store and Apartment (5+units) business sectors. Other everyday standard
BOP classes available.



Specialty Homeowners

 Wide Eligibility                                                        No age restriction but, the property must be in average or better condition showing regular maintenance.
Named Peril Protection Policy covers named perils, but allows for upgraded coverage and options. All claims are settled for Actual Cash Value.
Full Repair Or Replacement Cost Upgrade the settlement to provide repair, up to policy limits with no deduction for depreciation.
Other Structures Included Coverage for a garage or shed.

Reasonable Repair And Debris Removal                                                            
In the event of a covered loss, we'll reimburse the policyholder for temporary repairs and removing debris.
Loss Of Use Cost of additional living expenses.
Personal Liability Limits up to $500,000.
Protection Classes Classes 9 and 10 accepted.

"The Specialists In Specialty Insurance"

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