Personal Insurance Companies
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Encompass Insurance


Universal Security Policy

The Universal Security Policy offers the convenience of combining your clients homeowners and automobile insurance into one package policy. When you combine your clients personal insurance needs into one policy you’re helping them to eliminate any gaps in coverage.

Levels of Coverage

· Special – This basic policy is superior to most in the market, yet the Special USP coverage offers additional features.

· Deluxe – Policy that goes beyond the Special USP with higher limits and other benefits.

· Elite – For those who want the reassuring “extras”.

The USP can be adjusted at any time during the policy period if you want to:

· Add or eliminate coverage

· Include rental properties

· Add coverage for special vehicles like motorcycles and recreational vehicles

· Customize the payment plan

· Set up different payors for each of the sections



March 2007 Newsletter
Our March 2007 newsletter is here, and we have some great things to share with all of you! Read on to find out more!

December 2006 Newsletter
Are you sick of the Direct Writers writing your best Personal Lines customers? Do you need Personal Lines Carriers to compete against the Direct Writers? We can help! Read on to find out how!

New HO-10 Homeowners Programs
American Modern Insurance Company has introduced a new site built Homeowners program for the state of Pennsylvania along with some great changes to their Dwelling Fire program!



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