New HO-10 Homeowners Program

Designed for the risk that is not eligible for coverage in the standard market due to age or value of the home. The home
must be in average to above average condition.

Eligibility Criteria

The minimum accepted value will be $40,000 and the maximum accepted value is $300,000.

Row Homes, Town Homes and Twin Homes are also acceptable in this program. Please refer to our underwriting
guidelines for acceptability.

Named Peril Protection including Vandalism and Malicious Mischief.

Loss settlement is ACV on both the Dwelling and Personal Property. Homes must be insured to 100% Market
Value.

Policy includes Coverage for Other Structures (10%) and Fair Rental Value too (10%). These coverages do not decrease
the total Dwelling Coverage provided by our policy.

Personal Property is included at a limit of 50% of the Dwelling Coverage.
$50,000 Personal Liability is included. Additional liability options are available.

Available for owner and seasonal occupancies.