Dwelling Fire

Occupancies

Owner, Rental, Tenant, Seasonal and Commercial. Vacant units can be covered under the DP-1 program.

No Depreciation For Total Loss

Policy includes Stated Value coverage for a total loss. The dollar amount on the dec page is the amount the customer receives.

Flexible Coverage For Partial Loss

Customer may choose from ACV valuation or upgrade to replacement cost.

Liability

As a package program, we include protection for accidental injury or damage to property, with coverage limits up to $300,000

Breakdown Protection

Endorsement supplements the policy with coverage for the sudden and acidental failure of electrical and mechanical systems.

Enhanced Coverage

Increase the limits for additional living expenses, collapse, emergency removal, fire department surcharge, antenna/satellite dish and more.

Identity Recovery

Special option provides professional assistance and up to $15,000 expense reimbursement.

Earthquake

Available in most states.