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Specialty Personal Insurance
Niche Specialty Personal Lines products consisting of Manufactured Housing, HO-10 Homeowner, Dwelling Fire, Vacant Dwelling, Motor Home, Travel Trailer, Watercraft, Motorcycle, Snowmobile and Collector Auto.
Standard & Preferred Personal Insurance
Standard and Preferred Personal Lines products consisting of Package, Automobile, Homeowners, Recreational Vehicle, Motorcycle, Watercraft and Umbrella.
Commercial Insurance BOP Programs
Niche BOP products that offer unique coverages for the Artisan Contractor, Food Service, Tavern, Convenience Store and Apartment (5+units) business sectors. Other everyday standard
BOP classes available.


 Snowmobile Definition
Motorized device that is designed for use mainly off public roads on snow or ice, has ski-like runners in front, is propelled by means of a revolving track, has completely open-air driver's seating and a motorcycle handgrip steering devise.
Liability Only Liability only includes minimum limits of Bodily Injury and Property Damage, Passenger Liability, Pedestrian Basic First Party Benefits Coverage at a limit of $5,000.
Comprehensive and Collision All units must be at least nine model years of age and newer. All units must have been manufactured by an existing manufacturer or one that has discontiued business within the past three years.
Medical Payments Must be purchased for all units. Each unit must have a separate charge and the same limits. $50 deductible applies.
Transport Trailer Trailers must be designed and used solely for the purpose of transporting snowmobiles.
Discounts Safety Course Certification, Association Membership, Multi-Unit.

"The Specialists In Specialty Insurance"



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