
Dwelling Fire
Occupancies
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Owner, Rental, Tenant, Seasonal and Commercial. Vacant units can be covered under the DP-1 program.
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No Depreciation For Total Loss
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Policy includes Stated Value coverage for a total loss. The dollar amount on the dec page is the amount the customer receives.
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Flexible Coverage For Partial Loss
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Customer may choose from ACV valuation or upgrade to replacement cost.
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Liability
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As a package program, we include protection for accidental injury or damage to property, with coverage limits up to $300,000
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Breakdown Protection
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Endorsement supplements the policy with coverage for the sudden and acidental failure of electrical and mechanical systems.
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Enhanced Coverage
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Increase the limits for additional living expenses, collapse, emergency removal, fire department surcharge, antenna/satellite dish and more.
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Identity Recovery
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Special option provides professional assistance and up to $15,000 expense reimbursement.
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Earthquake
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Available in most states.
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"The Specialists In Specialty Insurance"
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